The compulsory health insurance reimburses dental treatment only in cases of severe unavoidable diseases of the mastication system, dental treatment required due to a critical general medical condition, or Treatment needed to back up and ensure medical treatment for a critical general medical condition. In the case of accidents, reimbursement sets in only if no other insurance covers the costs of treatment. The costs of normal fillings for caries or corrective treatment (braces for children) are not covered. Articles 17 to 19a of Healthcare Service Regulations (KLV) list all indications that are grounds for coverage in full.
From supplementary insurances TOP and COMPLETA until the age of 20, KLuG compensates 75 % of the costs, max. CHF 10'000.– per calendar year for dental- and jaw malocclusion corrections.