With the TOP supplementary health insurance, you can insure important outpatient services in Switzerland and abroad at a favorable premium rate.

For many people, these services constitute a real need, and yet, are not at all or insufficiently covered by compulsory health insurance.

Full coverage of emergency cases for 12 months, worldwide legal protection abroad, legal and court costs up to CHF 250'000.– in Europe / up to CHF 50'000.– outside Europe.

90%, up to CHF 150.– per year (after deducting benefits in line with the Federal Act on Health Insurance).

90%, up to CHF 1'000.– per year, if prescribed by a doctor, in accordance with the list of aids and materials.

90% of medicines not covered by mandatory health insurance (Swissmedic-recognised medicines). There is no entitlement to get reimbursement for medicines specified on the list of pharmaceutical products for special application (LPPA) or its supplementary list (LPPV).

75%, up to CHF 3'000.– per year for therapists recognised by KLuG.

Up to CHF 250'000.– per year.

Full coverage for medication prescribed by a doctor, subject to compulsory health insurance.

Medically necessary emergency transport, rescues, up to CHF 20'000.– per year in Switzerland (from 1 Jan 2009 up to CHF 100'000.– per year) / search worldwide up to CHF 20'000.–.

Teeth misalignment up to the age of 20, 75% of costs, up to CHF 10'000.– per year.

In accordance with the list of special forms of treatment. 75%, up to CHF 3'000.– per year.

10% of premium reduction