BASIS is a mandatory health insurance that allows you to choose your own doctor.

With the standard model of mandatory health insurance you have unrestricted access to the doctors of your choice. You get to decide who you would like to be treated by, and if necessary, you can consult a specialist without your family doctor’s referral.

Out-patient treatment by doctors certified nationwide, chiropractors and medical support staff (nurses, physiotherapists etc.), if prescribed by a doctor / full coverage at the place of residence or work.

In case of an emergency while abroad, you will receive benefits in the EU/EFTA countries upon presentation of your insurance card in accordance with the tariff of the respective country. In all other countries, we will refund a maximum of twice the amount insured in Switzerland.

A contribution of CHF 10 per day is paid for a maximum of 21 days per year for a medically prescribed spa treatment if this is carried out in an approved spa.

When prescribed by a doctor, nursing care at home, in accordance with cantonal home care(Spitex) contracts.

In accordance with regulations concerning aids and materials

Statutory mandatory benefits in accordance with KLV

You will be reimbursed for the costs of medically prescribed medicines that appear on the list of specialties.

If several medicines with the same composition of active agents are listed, the excess may amount to 20%.

Specialties list (SL)

Stay-, doctor- and therapy costs according to the rate / contribution to nursing costs in accordance with nursing home fees

Statutory mandatory benefits

Stay and treatment in an acute care hospital / full coverage on the general ward of the acute care hospital in the canton of residence (in accordance with the hospital list)

180.- per year until the age of 18 

Medically necessary emergency transport / rescue / 50%, up to CHF 500.– per year for transport costs / 50%, up to CHF 5'000.– per year for rescue and recovery costs

Damage to teeth caused by an accident / full coverage
Severe disease of the masticatory system / full coverage

Legally binding information