Illness can suddenly change your life. Its consequences, also financial ones, are often aggravating and bring about enormous change to the life of the victims, of their families and their Environment.

A coverage for death and invalidity due to illness or accident (KTI) is a capital insurance. It appeals to both, unemployed and employed persons, who only have partial coverage through the mandatory professional insurance (BVG/UVG) at their disposal or do not have it at all.


A MUST for homemakers, children and the self-employed.

  • Capital payment in case of invalidity or death due to illness
  • Individually selectable insurance amount

KTI Versicherung (KLuG)