Accidents happen suddenly and unexpectedly. Their consequences, also financial ones, are often aggravating and bring about enormous changes to the life of the victims, of their families and their environment.

Casualty insurance for death or invalidity (UTI) is a capital insurance. It appeals to both, unemployed and employed persons, who only have partial coverage through the mandatory professional insurance (BVG/UVG) at their disposal or do not have it at all.


A MUST for homemakers, children and the self-employed.

  • Capital payment in case of invalidity or death caused by an accident
  • Individually selectable insurance amount
  • Progressive payment (up to 350%) adjusted to the degree of invalidity

Legally binding information