The rest - such as expensive accommodation and meals in a care home or a household help in your own home - must be paid for out of your own pocket. It's at times like these that CURA Long-term Care Insurance steps in. Thanks to the allowances paid towards the uncovered costs, you can protect your savings in the event that you require care.
If you require care over an extended period of time, compulsory basic insurance covers only part of the costs.
Protect your assets
Have you ever asked yourself what would happen if you were in need of care one day? You are probably aware that the costs for long-term care are rising continuously. And not all costs are covered by the basic insurance.
This means: your assets can be used at any time to cover the costs of domestic help and accommodation in a nursing home. In this way your capital will gradually shrink. In some cases even family members have to cover the costs for your care.
For this reason you should effectively protect your assets and arrange long-term care insurance CURA in time.
You have financial security in case of a need for nursing care – without time Limits.
You protect your assets.
You take pressure off your descendants.
You can choose your own daily allowances and waiting periods.
People over 50 years old.
People who want to remain financially independent in case of a need for nursing.
People who want to protect their assets.
Benefits in detail
If you are looked after at home, CURA contributes to the costs for domestic help (these costs are not covered by the mandatory basic insurance). This way you can stay in your familiar surroundings for longer.
Should you be looked after at home, CURA contributes to the costs for domestic help (these costs are not covered by the mandatory basic insurance). This way you can stay in your familiar surroundings for longer.
Should you be looked after at a nursing home, CURA will cover accommodation and board as part of the insured daily allowance (these costs are not covered by the mandatory basic insurance). This gives you more options when choosing a nursing home and a preferred room.
Tailor CURA to your individual needs. Choose your preferred combination of waiting period and daily allowance:
|Waiting period||180, 360, 720 or 1080 days.|
|Daily allowance||CHF 10.–, 20.–, 30.–, 40.–, 50.–, 60.–, 70.–, 80.–, 90.–, 100.–, 110.–, 120.–, 130.–, 140.–, 150.–, 200.–, 250.– or 300.–.|