Care

Essentially, nobody ever wants to think about the disturbing topic of need for care. And yet, only a few people manage entirely without being helped until the very end of their lives. Switzerland offers a very good and efficient care system.

Benefits for acute or transitional care.

more information

You may need help following an inpatient hospital stay. A lot of organisations offer household help such as cleaning and shopping. KLuG is not allowed to assume these costs under basic insurance. In this case we recommend supplementary hospital insurance to close this gap

more information

If you need nursing care at home after an operation or because of a medical condition, your compulsory health insurance will make a contribution to the cost of physician-prescribed care services that are based on an established need of care.

You usually have to cover a certain, limited amount of nursing care costs yourself; the remaining costs that need to be covered will be handled by the canton or community in which you live.

Further information may be obtained from the community in which you live, your Spitex organisation. The mandatory health insurance does not cover the cost of home helps (who cook, clean or shop for you, for example); these costs are the responsibility of the insured person. With supplementary insurance CURA or VIVANTE, you have the option to insure costs that go beyond basic insurance. 

more information

If you need nursing care in an nursing home  because of a medical condition, the mandatory health insurance will make a contribution to the cost of physician-prescribed care services that are based on an established need of care.

You usually have to cover a certain, limited amount of nursing care costs yourself; the remaining costs that need to be covered will be handled by the canton or community in which you live.

Further information may be obtained from the community in which you live. The mandatory health insurance does not cover board and accommodation in a nursing home; these costs are the responsibility of the insured person.

With supplementary insurance CURA or VIVANTE, you have the option to insure costs that go beyond basic insurance. 
 more information

If you have any questions, contact your provider or your community authorities to find out about how meal services are organised in your area.

more information