Mandatory health insurance

Legally binding information

Klug, das Magazin KLUG, DAS MAGAZIN

BASIS

BASIS is a mandatory health insurance that allows you to choose your own doctor.

Out-patient treatment
Out-patient treatment by doctors certified nationwide, chiropractors and medical support staff nurses, physiotherapists etc.), if prescribed by a doctor / full coverage at the place of residence or work

Abroad
Emergency and illness while abroad, coverage of costs at double the amount of the canton of residence. 

Spa treatments
Spa treatments prescribed by a doctor in a recognised spa/ medical treatments, drugs and therapies according to the rate of place of residence of CHF 10.– per day, up to 21 days per year for accommodation expenses.

Nursing care at home (Spitex)
When prescribed by a doctor, nursing care at home, in accordance with cantonal home care(Spitex) contracts.

Aids
In accordance with regulations concerning aids and materials

Complementary medicine (alternative medicine)
Statutory mandatory benefits in accordance with KLV

Medicines
Medicines prescribed by the doctor covered by the insurance, full coverage

Nursing homes
Stay, doctor and therapy costs according to the rate /  contribution to nursing costs in accordance with nursing home fees

Prevention
Statutory mandatory benefits

Hospital (Switzerland) / in-patient
Stay and treatment in an acute care hospital / full coverage on the general ward of the acute care hospital in the canton of residence (in accordance with the hospital list)

Transport / rescue costs
Medically necessary emergency transport / rescue / 50%, up to CHF 500.– per year for transport costs / 50%, up to CHF 5'000.– per year for rescue and recovery costs

Dental treatment
Damage to teeth caused by an accident / full coverage
Severe disease of the masticatory system / full coverage

Annual deductibles premium reduction

AdultsAnnual deductible of your choicePremium discount
CHF   500.–
CHF 1'000.–
CHF 1'500.–
CHF 2'000.–
CHF 2'500.–
5%
15%
20%
25%
up to 35% 
ChildrenCHF   500.–30%

Accident exclusion
 4 - 5% of premium reduction

Legally binding information

Klug, das Magazin KLUG, DAS MAGAZIN