Supplementary insurance

HOSPITAL COMFORT

HOSPITAL COMFORT supplementary insurance offers you private hospital cover. You are free to choose your own doctor and hospital, and enjoy the highest levels of comfort in a one-bed room. What is more, you can take advantage of many worthwhile supplementary benefits on top of your basic insurance as well as exclusive services in our partner clinics.

Abroad
Full cover in emergencies, up to 60 days per year of planned treatment abroad / CHF 1'500.– per day, up to 60 days per year.

Spa treatments
Spa treatments prescribed by a doctor in a recognised spa / CHF 90.– per day, for up to 30 days per year in Switzerland and in Europe)

Convalescence treatments
Convalescence treatments prescribed by a doctor in a recognised spa in Switzerland/ CHF 90.– per day, up to 30 days per year (spa and convalescence treatments together: up to 30 days per year)

Domestic help
If prescribed by a doctor and in the case of complete inability to work / CHF 90.– per day, up to 30 days per year

Nursing care at home (Spitex)
If nursing care at home is prescribed by a doctor / CHF 90.– per day, up to 30 days per year (domestic help and nursing care at home together: up to 30 days per year)

Hospital (Switzerland)
Stay and treatment in an acute-care hospital / full coverage on a private ward of an acute-care Hospital Psychiatry / full coverage on a private ward, up to 90 days per year

Qualifying period
For maternity benefits there is a qualifying period of 365 days from the date the insurance application has been signed. During this period maternity-related in-patient hospital stays are covered only on the general ward in the canton of residence. Once the qualifying period has expired a full coverage for a stay on a private ward also for maternity-related reasons is applicable.

Yearly deductible premium reduction

Yearly deductible amount of your choicePremium Discount
CHF 1'000.-
CHF 2'000.–
CHF 3'000.–
CHF 5'000.–
CHF 7'000.–
15%
20%
25%
30%
35%


 
Accident exclusion
10% of premium reduction

The benefits of the HOSPITAL COMFORT BONUS additional hospital insurance are identical with those of the HOSPITAL COMFORT. The only difference is: if you do not make any claims for a certain period of time you are given a bonus (no-claims bonus), as a result of which the premium is lowered by up to 20%.