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Basic insurance
BASIS
Mandatory healthcare insurance
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Supplementary insurance
Outpatient treatment
TOP
The most popular standard supplement for basic cover.
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SANA
For complementary medicine, prevention, and health promotion.
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COMPLETA
TOP and SANA in a package with even better benefits in some cases.
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PRIMEO
Free choice of doctor and maximum comfort during outpatient treatment.
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Inpatient treatment
HOSPITAL ECO
General: multi-bed room, free choice of hospital in Switzerland.
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HOSPITAL FLEX
Flexible: free choice of ward on a case-by-case basis, free choice of hospital.
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HOSPITAL Semi-Private
Two-bed room, free choice of doctor and hospital within the doctors and hospitals recognised by KLuG.
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HOSPITAL Private
One-bed room, free choice of doctor and hospital within the doctors and hospitals recognised by KLuG
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Long-term care
CURA
Contributions towards the costs of household help and accommodation in care homes.
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VIVANTE
Frei verwendbares Taggeld bei Langzeit-Pflegebedürftigkeit.
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Capital insurance
UTI
Take precautions, and protect yourself and your family from the serious financial consequences of an accident.
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KTI
Illnesses can have a huge effect on your life. KTI offers a specific solution.
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Other insurances
Travel- and holiday insurance
The low-cost cover for trips and holidays abroad, so you can enjoy your holiday to the full.
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DENTAplus
Worldwide dental treatment, dental hygiene, braces, regular dental check-ups, etc.
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KLuG Advocare PLUS
Legal expenses insurance for civil law and motoring actions at a competitive price.
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Statement for your tax declaration
You will receive a statement for your tax return automatically by the end of January each year.
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