With the supplementary insurance policies TOP, and COMPLETA you already benefit from comprehensive foreign and healthcare legal expenses insurance in the event of disputes with doctors, hospitals, social security bodies and personal liability insurers etc.
Because legal disputes are also common in civil matters (e.g. disputes with your landlord) or in motoring (e.g. after a car accident), you can supplement your existing cover inexpensively with civil and motoring cover with KLuG Advocare PLUS, thereby turning your cover into comprehensive legal expenses insuranc
Legal advice and representation in the case of private legal disputes.You receive up to CHF 300,000 per case for lawyers' fees (free choice of lawyer upon agreement), court and trial fees, expert opinions and mediator, court-awarded costs and compensation, advances of bail. The insurance covers are disputes with insurers (e.g. liability insurers), disputes with landlords (e.g. due to rental increases), disputes with the employer (e.g. due to termination of the employment contract), contractual disputes (e.g. in the case of purchase contracts, travel contracts, orders), disputes with neighbours, buildings that require authorisation, legal advice in cases relating to the purchase, sale, pledging and letting of property, advice in matters relating to family or inheritance law or the law of persons).You also receive legal support and the following financial benefits for victims of violent crime in the case of death and disability, as well as for treatment costs and property loss and damage:
Legal advice and representation for legal disputes involving motoring issues (throughout Europe).You receive up to CHF 300,000 per legal case for lawyers' fees (free choice of lawyer upon agreement), court and trial fees, expert opinions, court-awarded costs and compensation, advances of bail. The insurance covers the enforcement of claims for damages worldwide (property damage, e.g. to your car), contractual disputes in Europe and the Mediterranean countries (e.g. in connection with the purchase, lease, rent or repair of a vehicle), the provision of a defence in the event of criminal proceedings in Europe and the Mediterranean countries (e.g. unjustified fines), and representation in administrative proceedings in Europe and the Mediterranean countries (e.g. withdrawal or confiscation of an ID or a permit).You also receive legal support and the following financial benefits for victims of violent crime in the case of death or disability as well as for treatment costs and property loss and damage:
Whether you need healthcare and foreign legal protection or civil and motor' legal protection, the procedure is the same: